Am I Eligible?

Every Singaporean aged 21 years and above will receive cash payments of between $700 to $2,250, depending on his/her income and property ownership. The payments will be disbursed over five years, from 2022 to 2026.

Disbursement Year 2023 to 2025:

Singaporeans aged 21 and above in reference year	Disbursement Period
		Owns 0 to 1 property			Owns more than 1 property
		Assessable Income (AI)
		Up to $34,000	More than $34,000, and up to $100,000	More than $100,000
2023	Dec 2022	$200	$150	$100		$100
2024	Dec 2023	$600	$350	$200	$200
2025	Dec 2024	$600	$350	$200	$200

Disbursement Year 2026 and 2027:

Singaporeans aged 21 and above in reference year	Disbursement Period
		Owns 0 to 1 property			Owns more than 1 property
		Assessable Income (AI)
		Up to $39,000	More than $39,000, and up to $100,000	More than $100,000
2026	Dec 2025	$600	$350	$100		$100
2027	Dec 2026	$250	$150	$100	$100
	Total	$2,250	$1,350	$700	$700

To receive the AP Cash, you must fulfil the following criteria:

• You must be a Singapore citizen residing in Singapore; and
• You must be aged 21 and above in the reference year.

The disbursement of AP Cash in December 2025 is based on your Assessable Income for Year of Assessment 2024 (income earned in 2023).

You may log in to the e-services to view your eligibility for AP Cash.

Common terms related to the AP Cash's eligibility criteria

Term(s)	Description
Assessable Income (AI)	Your AI is your total income after deducting allowable expenses and approved donations. It includes employment income, trade income, and other income such as rental income. Based on the sample Notice of Assessment here: Income = $35,000 Donations = $5,000 Assessable Income = $35,000 - $5,000 = $30,000 You may visit iras.gov.sg [log in to myTax Portal using your Singpass > Notices/Letters > Individual, select Year of Assessment] to view your Notice of Assessment.
Singapore Citizen	Those who hold foreign citizenship will not be eligible for the AP Cash, regardless of whether they simultaneously hold Singapore citizenship. Please approach the Immigration and Checkpoints Authority (ICA) if you would like to address your citizenship matters.

The last disbursement was made in February 2025.

Disbursement Period	Age of Singaporean in Disbursement Year
	20 and below	55 and above
Feb 2023	$150
Feb 2024	$150
Feb 2025	$150
Total	$450

To receive the AP MediSave, you must fulfil the following criteria:

• You must be a Singapore citizen residing in Singapore; and
• You must be aged 20 and below, or 55 and above, in the disbursement year.

Lower-income senior Singapore citizens will receive cash payments of $600 to $900 through the AP Seniors’ Bonus. The AP Seniors' Bonus will be disbursed over three years, from 2023 to 2025.

The last disbursement was made in February 2025.

Disbursement Year 2023:

Property Ownership		Owns 0 to 1 property
Assessable Income (AI)		Up to $34,000
Annual Value (AV) of home		Up to $13,000		More than $13,000, and up to $21,000
Disbursement Period	Age of Singaporean in Disbursement Year	55 to 64	65 and above	55 to 64	65 and above
Feb 2023	2023	$250	$300	$200

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Disbursement Year 2024:

Property Ownership		Owns 0 to 1 property
Assessable Income (AI)		Up to $34,000
Annual Value (AV) of home		Up to $21,000		More than $21,000, and up to $25,000
Disbursement Period	Age of Singaporean in Disbursement Year	55 to 64	65 and above	55 to 64	65 and above
Feb 2024	2024	$250	$300	$200

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Disbursement Year 2025:

Property Ownership		Owns 0 to 1 property
Assessable Income (AI)		Up to $34,000
Annual Value (AV) of home		Up to $21,000		More than $21,000, and up to $31,000
Disbursement Period	Age of Singaporean in Disbursement Year	55 to 64	65 and above	55 to 64	65 and above
Feb 2025	2025	$250	$300	$200

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Note:
Individuals who own more than one property are not eligible for AP Seniors’ Bonus.

To receive the AP Seniors’ Bonus, you must fulfil the following criteria:

• You must be a Singapore citizen residing in Singapore;
• You must be aged 55 and above in the disbursement year;
• Your Income Earned in (Disbursement Year – 3) (i.e. Assessable Income (AI) for the Year of Assessment (YA) of Disbursement Year – 2) must not exceed $34,000. For example, the disbursement in 2025 is based on your Assessable Income for Year of Assessment 2023 (income earned in 2022);
• For Disbursement Year 2024, the Annual Value (AV) of your home (as indicated on your NRIC) as at 31 July 2023 must not exceed $25,000. For Disbursement Year 2025, the AV of your home (as indicated on your NRIC) as at 31 July of 2024 must not exceed $31,000; and
• You must not own more than one property.

Eligible HDB households will receive additional U-Save rebates under the Assurance Package from 2023 to 2026. The AP U-Save is provided on top of the regular GSTV – U-Save under the GSTV scheme, and will be credited together with households' regular GSTV – U-Save in the relevant months.

To receive the AP U-Save, you must fulfil the following criteria:

• If your flat is partially rented out or not rented out, there must be at least one Singaporean owner or occupier in the household to be eligible for U-Save; or
• If you rent out an entire flat, there must be at least one Singaporean tenant;

AND


• If your flat is partially rented out or not rented out, all owners and essential occupiers must not own or have any interest in more than one property; or
• If you rent out an entire flat, all tenants must not own or have any interest in more than one property.

HDB Flat Type and Disbursement Year
	1- and 2- room	3-room	4-room	5-room	Executive/Multi-Generation
	Jan 2023	$95	$85	$75	$65	$55
Jan and Jul 2024	$190	$170	$150	$130	$110
Jan and Jul 2025	$190	$170	$150	$130	$110
Jan 2026	$95	$85	$75	$65	$55
Total	$570	$510	$450	$390	$330
For Reference: Regular GSTV – U-Save per year	$380	$340	$300	$260	$220

Notes

• Households whose members own more than one property are not eligible for AP U-Save and GSTV – U-Save.
• Eligible households will receive their regular GSTV – U-Save over four quarters in January, April, July and October.

For more information on the AP U-Save, you can submit a feedback or call 6671 7117 (Mon-Fri: 8.30am-5.30pm).

B2025 Assurance Package (AP) Enhancements

To help with cost-of-living concerns, Prime Minister and Minister for Finance Lawrence Wong announced a $1.2 billion enhancement to the Assurance Package at Budget 2025.

B2025 Cost-of-Living (COL) U-Save

Eligible Singaporean households living in HDB flats and whose household members do not own more than one property will receive one-off B2025 COL U-Save to offset their utilities expenses as part of the AP enhancements announced at B2025. This B2025 COL U-Save will be disbursed in April 2025 and October 2025. In total, eligible HDB households will receive up to $760 of U-Save in Financial Year (“FY”) 2025. This is double the amount of regular GST Voucher (“GSTV”) – U-Save.

If your household is eligible for the GSTV – U-Save, additional rebates such as the Assurance Package (AP) U-Save and B2025 COL U-Save will be automatically credited together with the regular GSTV – U-Save in the usual four quarters (April 2025, July 2025, October 2025, and January 2026). U-Save rebates will be credited directly into households’ utilities accounts with SP Services Limited.

The U-Save rebates that households will receive in FY2025 are summarised in the table below.

U-Save in FY2025

HDB Flat Type	April 2025		July 2025		October 2025		January 2026		Total U-Save for FY 2025
	Regular U-Save	COL U-Save	Regular U-Save	AP U-Save	Regular U-Save	COL U-Save	Regular U-Save	AP U-Save
1- and 2-room	$95	$95	$95	$95	$95	$95	$95	$95	$760
3-room	$85	$85	$85	$85	$85	$85	$85	$85	$680
4-room	$75	$75	$75	$75	$75	$75	$75	$75	$600
5-room	$65	$65	$65	$65	$65	$65	$65	$65	$520
Executive / Multi-gen	$55	$55	$55	$55	$55	$55	$55	$55	$440

Notes:

• The amount for COL U-Save includes the additional $20 of U-Save per quarter from the $1.1 billion COL Package announced in September 2023, to cushion the impact of higher utilities bills from increases in carbon tax and water price.
• If the flat is partially rented out or not rented out, there must be at least one Singaporean owner or occupier in the household to be eligible for U-Save. If the entire HDB flat is rented out, there must be at least one Singaporean tenant.
• Households whose members own more than one property are not eligible for U-Save.

Community Development Council (CDC) Vouchers

Every Singaporean household will receive $800 CDC Vouchers as part of the AP enhancements announced at B2025. $500 CDC Vouchers will be disbursed in May 2025, and the remaining $300 CDC Vouchers will be disbursed in January 2026. Each tranche of CDC Vouchers will be split equally for spending at participating merchants/hawkers and supermarkets.

The CDC Vouchers that Singaporean households will receive are summarised in the table below.

CDC Vouchers disbursed in FY2025

Disbursement Month	CDC Vouchers per Singaporean Household	Expiry Date
May 2025	$500	31 Dec 2025
Jan 2026	$300	31 Dec 2026
Total	$800

Community Development Council (CDC) Vouchers

As part of the enhanced Assurance Package announced at Budget 2024, every Singaporean household will receive $600 in CDC Vouchers disbursed equally over two tranches. All Singaporean households received the first tranche of $300 CDC Vouchers in June 2024.

The second tranche of $300 CDC Vouchers can also be claimed from January 2025 onwards by visiting go.gov.sg/cdcv. The CDC Vouchers 2025 (January) will continue to be allocated equally for spending at participating heartland merchants and hawkers, as well as participating supermarkets.

In total, all Singaporean households received $800 CDC Vouchers in 2024 and will also receive $800 CDC Vouchers in 2025.

Each Singaporean household
2024	$800 CDC Vouchers
2025	$800 CDC Vouchers (includes $500 CDC Vouchers 2025 (May) announced at Budget 2025)
Total	$1,600 CDC Vouchers