When and How Will I Be Paid?

If you are eligible for the AP Cash, you will automatically receive the benefits in December each year, from 2022 to 2026. No action is required on your part.

Your AP Cash will be credited to your PayNow-NRIC-linked bank account by default. If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. You can check and update your bank account details registered with us by logging in to our e-services with your Singpass. If you do not have a bank account, the benefits will be credited to you via GovCash.

Payment Mode for 2025 AP Cash	Payment Date
PayNow-NRIC Contact your bank to link your NRIC to PayNow by 23 November 2024, if you have not done so. Note: This will be the default mode of payment if you have a PayNow-NRIC-linked bank account.	From 5 December 2024
Bank crediting If you do not have a PayNow-NRIC-linked bank account, you can provide your bank account details to us through our e-services by 27 November 2024.	From 16 December 2024
GovCash If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the Government previously, the benefits will be paid to you via GovCash.	From 24 December 2024

If your eligibility has been reassessed recently, you will receive your payment within the next 2 months. No further action is required from you.

If you are eligible for the AP MediSave, you will automatically receive the benefits in your CPF MediSave account in February each year, from 2023 to 2025.

Payment Mode for 2025 AP MediSave	Payment Date
CPF MediSave Account No action is required.	From 11 February 2025

If your eligibility has been reassessed recently, you will receive your AP MediSave within 2 months of your reassessment. No further action is required from you.

If you are eligible for the AP Seniors' Bonus, you will automatically receive the benefits in February each year, from 2023 to 2025. No further action is required from you.

You are encouraged to link your NRIC to PayNow with a participating bank, to receive your benefits earlier.

If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. You can check and update your bank account details registered with us by logging in to our e-services with your Singpass. If you do not have a bank account, the benefits will be credited to you via GovCash.

Payment Mode for 2025 AP Senior Bonus	Payment Date
PayNow-NRIC Contact your bank to link your NRIC to PayNow by 25 January 2025, if you have not done so. Note: This will be the default mode of payment if you have a PayNow-NRIC-linked bank account.	From 7 February 2025
Bank crediting If you do not have a PayNow-NRIC-linked bank account, you can provide your bank account details to us through our e-services by 27 January 2025.	From 17 February 2025
GovCash If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the Government previously, the benefits will be paid to you via GovCash.	From 25 February 2025

If your eligibility has been reassessed recently, you will receive your AP Seniors' Bonus within the next 2 months. No further action is required from you.

The AP U-Save will be credited together with the regular GSTV – U-Save directly into your household’s utilities account managed by SP Services Limited. No action is required from you.

Eligible households will receive their quarterly GSTV – U-Save automatically in January, April, July, and October. They will be notified through the SP app or quarterly inserts sent together with their hardcopy utility bills.

The AP U-Save cannot be encashed because it is only meant to directly offset your household’s utilities expenses. Any unused U-Save rebates will be rolled over to help offset your household’s utilities bills for subsequent months.

B2024 AP Enhancements

B2024 Cost-of-Living (COL) Special Payment

To provide more support for households, the Government announced the enhanced Assurance Package at Budget 2024, including the B2024 COL Special Payment. If you are eligible for the B2024 COL Special Payment, you will receive the benefits in September 2024.

If you do not have a PayNow-NRIC-linked bank account but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. If you do not have a bank account, the benefits will be credited to you via GovCash.

You may login to the e-services to view your eligibility for B2024 COL Special Payment.

B2024 Cost-of-Living (COL) U-Save

The B2024 COL U-Save will be credited together with the regular GSTV – U-Save directly into your household’s utilities account managed by SP Services Limited. No action is required from you.

Eligible households will receive their quarterly GSTV – U-Save rebates automatically in January, April, July, and October. They will be notified through the SP app or quarterly inserts sent together with their hardcopy utility bills.

The B2024 COL U-Save cannot be encashed because it is only meant to directly offset your household’s utilities expenses. Any unused U-Save rebates will be rolled over to help offset your household’s utilities bills for subsequent months.

B2024 Cost-of-Living (COL) Service and Conservancy Charges (S&CC) Rebate

No sign-up is required to receive the Service and Conservancy Charges (S&CC) Rebate. Eligible Singaporean households living in HDB flats will receive their S&CC rebates in January, April, July, and October each year. The S&CC rebates will be automatically credited into the households’ S&CC accounts with their respective Town Council.

HDB residents can check or enquire on their household’s eligibility for the S&CC Rebate by logging into My HDBPage via HDB InfoWEB with their Singpass and following these steps: My Flat > Purchased/Rental Flat > S&CC Rebate.

For enquiries on your household's S&CC payment and account status, residents can contact your respective Town Council. The Town Councils’ contact information can be found on the respective Town Councils’ websites.

All Singaporean households may visit go.gov.sg/cdcv to digitally claim the 2024 CDC Vouchers (January) and 2024 CDC Vouchers (June). Only one member representing the household is required to claim the vouchers digitally via Singpass. Those who require additional assistance may approach their nearest Community Centre.

More details on the January 2025 CDC Vouchers will be announced subsequently.