When and How Will I Be Paid?

If you are eligible for the AP Cash, you will automatically receive the benefits in December each year, from 2022 to 2026. No action is required on your part.

Your AP Cash will be credited to your PayNow-NRIC-linked bank account by default. If you do not have a PayNow-NRIC-linked bank account with a PayNow-GIRO-participating bank in Singapore but have provided your bank account number to the Government previously, you will receive your benefits via bank transfer. You can check and update your bank account details registered with us by logging in to our e-services with your Singpass. If you do not have a bank account, the benefits will be credited to you via GovCash.

Payment Mode for 2026 AP Cash	Payment Date
PayNow-NRIC Contact your bank to link your NRIC to PayNow by 23 November 2025, if you have not done so. Note: This will be the default mode of payment if you have a PayNow-NRIC-linked bank account.	By 5 December 2025
Bank crediting If you do not have a PayNow-NRIC-linked bank account, you can provide your bank account details to us through our e-services by 29 November 2025.	By 16 December 2025
GovCash If you do not have a PayNow-NRIC-linked bank account and have not provided your bank account number to the Government previously, the benefits will be paid to you via GovCash.	By 22 December 2025

If your eligibility has been reassessed recently, you will receive your payment within the next 2 months. No further action is required from you.

The AP U-Save will be credited together with the regular GSTV – U-Save directly into your household’s utilities account managed by SP Services Limited and reflected as “U-Save” in your hardcopy or utilities electronic bill. No action is required from you.

Eligible households will receive their quarterly GSTV – U-Save automatically in January, April, July, and October. They will be notified through the SP app or quarterly inserts sent together with their hardcopy utilities bills.

The AP U-Save cannot be encashed because it is only meant to directly offset your household’s utilities expenses. Any unused U-Save rebates will be rolled over to help offset your household’s utilities bills for subsequent months.

B2025 Cost-of-Living (COL) U-Save

The B2025 COL U-Save will be credited together with the regular GSTV – U-Save directly into your household’s utilities account managed by SP Services Limited and reflected as “U-Save”. No action is required from you.

Eligible households will receive their quarterly GSTV – U-Save rebates automatically in January, April, July, and October. They will be notified through the SP app or quarterly inserts sent together with their hardcopy utilities bills.

The B2025 COL U-Save cannot be encashed because it is only meant to directly offset your household’s utilities expenses. Any unused U-Save rebates will be rolled over to help offset your household’s utilities bills for subsequent months.

Community Development Council (CDC) Vouchers

The CDC Vouchers are distributed in two tranches - $500 in May 2025 and $300 in January 2026.

For general information on the CDC Vouchers scheme, please visit vouchers.cdc.gov.sg/residents/info.