Am I Eligible?

Every Singapore citizen born in 1973 or earlier will receive up to $2,000 in their CPF MediSave account.

Common terms related to the MediSave Bonus eligibility criteria

Term(s)	Description
Singapore Citizen	Those who hold foreign citizenship will not be eligible for the MediSave Bonus, regardless of whether they simultaneously hold Singapore citizenship. Please approach the Immigration and Checkpoints Authority (ICA) on issues relating to your citizenship.

Singaporeans born in 1973 or earlier will receive the Retirement Savings Bonus (RSB) if they meet the following criteria:

1. CPF retirement savings below the 2023 Basic Retirement Sum (BRS) of $99,400 as at 31 December 2022;
2. Live in a residence with Annual Value (AV) of $25,000 and below as at 31 December 2023; and
3. Own not more than one property as at 31 December 2023.

CPF retirement savings 1	Bonus
Less than $60,000	$1,500
At least $60,000 but less than $99,400 (2023 BRS)	$1,000

Notes:
¹ If you are aged 55 and above:

• CPF retirement savings is the sum of your CPF Retirement Account (RA) and CPF LIFE balances
• The Bonus will be paid to the RA.

If you are aged below 55:

• CPF retirement savings is the sum of your CPF Ordinary Account and Special Account (SA) balances
• The Bonus will be paid to the SA.

Singaporeans born in 1973 or earlier will receive the annual Earn and Save Bonus (ESB) if they meet the following criteria:

1. Work and have an average monthly income of $500 to $6,000;
2. Live in a residence with Annual Value (AV) of $31,000 and below; and
3. Own not more than one property.

Eligibility for the ESB will be assessed annually, based on income from the preceding Year of Assessment (employment and trade income) as well as AV and property ownership as at 30 November of the preceding year*.

*For example, eligibility for the 2025 ESB payment will be assessed based on income in Year of Assessment 2024 as well as AV and property ownership as at 30 November 2024.

Average Monthly Income 1, 2	Annual Bonus 3
$500 to $2,500	$1,000
Above $2,500 to $3,500	$700
Above $3,500 to $6,000	$400

Notes:
¹ For 2025 ESB payment, the Average Monthly income in year of assessment 2024 is defined as: Sum of employment and trade income earned in 2023 ÷ Total number of months worked in 2023

² Persons with disabilities, workers who qualify for ComCare Short-to-Medium Term Assistance and caregivers of care recipients (generally include caregivers residing with care recipients who are medically certified to have permanent moderate to severe disabilities) will qualify for concessionary ESB of $400/year, even if they earn less than $500/month. Please refer to Earn and Save Bonus FAQ for more information on the eligibility criteria for concessionary ESB.

³ Paid to the Retirement Account if it is available at crediting date. Otherwise, ESB will be paid to the Special Account. ESB will be paid to the Ordinary Account for citizens aged 55 and above who have set aside CPF savings to the amount of the Full Retirement Sum(FRS), or the Basic Retirement Sum (BRS) with property.