When and How Will I Be Paid?

Earn and Save Bonus

If you are eligible for the Earn and Save Bonus (ESB), you will automatically receive the benefits in your CPF Account in March every year, from 2025 onwards. No further action is required on your part.

The ESB will be paid to the Retirement Account if it is available at crediting date. Otherwise, it will be paid to the Special Account. The ESB will be paid to the Ordinary Account for citizens aged 55 and above who have set aside CPF savings equal to the Full Retirement Sum (FRS), or the Basic Retirement Sum (BRS) with property.